We’re currently experiencing the longest, biggest bull market in history. Despite a number of reasons to feel some concern about the future -- be they political, humanitarian, other otherwise -- you probably have even more reasons to feel optimistic about your finances right now.
The Roth IRA is a popular way to save for retirement, and with good reason — its flexibility before and after retirement makes it an ideal savings method for many Americans. While saving for retirement is the best use of a Roth, there are some other options that make it a powerful lifelong financial tool.
Roth IRAs are a terrific retirement account although not everyone is able to contribute directly to them because of income limits.