November is a month that many American give thanks for the blessings that they have. It is also a time of year that we review our charitable giving heading into year end.
We are headed into week three of the government shutdown. I’m sure that you are as tired as I am of hearing about the government shutdown.
The second week of the partial government shutdown has begun. So far stocks have largely shook off the events from Washington. The longer the shutdown continues the greater effect it will have on the US economy.
Stocks reached fresh all time highs in September with the S&P 500 having its best start to a year since 1997. Concerns over geopolitical events in Syria did not have a lasting impact on the markets in the quarter. The real curve ball came from the Federal Reserve (Fed) in September. The Fed kept their bond purchasing program in place when investors were expecting them to taper.
Having an emergency fund established is a foundation to becoming financial independent. The next step once you have reached your goal of having three to six months in your emergency fund is how should you investment this money.